# The Checkbook blog

Insights on payments infrastructure, digital checks, and the future of money movement.

**Checkbook vs. Dwolla**  
Checkbook and Dwolla are two companies that aim to develop technology to overcome the hurdles of traditional payment methods. There is, however, are many distinctions between the two.

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**How to Accept Payments Without a Bank Account?**  
Not everyone has a bank account but this should not hinder them from collecting their funds. There are many secure ways available to such individuals as well.

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**5 Reasons Why Paper Checks Are Hurting Your Business**  
The elimination of paper checks can unquestionably assist businesses and individuals in reducing large costs.

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**How To Make Your Savings Boom**  
Despite Social Security, the average American worries about retirement. This is due to drastically low savings. There are, however, tips and tricks to make your savings boom.

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**Security Is Paramount At Checkbook**  
Our infrastructure was built from the ground up with intense security checks. Checkbook has fraud detection at even every level of a transaction designed to protect both businesses and consumers.

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**What is Instant Pay?**  
Checkbook's 'Instant Pay' pushes a recipient's funds into their checking account within 18 seconds!

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**Why is Checkbook right for you?**  
The "Last Mile Solution" - No Signup | No Download | Flat Rate | Pay Anyone

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**The Exorbitant Costs of Sending Paper Checks**  
The total economic loss here is insane, especially just to transfer money from one person to another.

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**What are Real Time Payments?**  
Real time payments allow individuals and businesses to, with the push of a button, instantly make funds available for use.

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**What is the Difference Between Digital Checks and eChecks?**  
Digital Check and eCheck certainly sound similar, but the truth is, they couldn’t be more different.

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**What is an eCheck?**  
eChecks (aka. Electronic Checks) are a payment tool that are used to send funds electronically.

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**What is a Digital Check?**  
Checkbook’s Digital Check takes the Paper Check of the past and digitizes it.